<!--
  function privPol()
    {
     window.alert( " I will NEVER release, sell or give your name, email address, or any other\n personal information to any other party or organization. You will only\n receive email messages that contain information you requested. " );
    } 
 function floor(number)
{
  return Math.floor(number*Math.pow(10,2))/Math.pow(10,2);
}
function mtsum()
{
  var mi = document.calc.ir.value / 1200;
  var base = 1;
  var mbase = 1 + mi;
  for (i=0; i<document.calc.yr.value * 12; i++)
  {
    base = base * mbase
  }
  document.calc.pi.value = floor(document.calc.la.value * mi / ( 1 - (1/base)))
  document.calc.mt.value = floor(document.calc.at.value / 12)
  document.calc.mi.value = floor(document.calc.ai.value / 12)
  var dasum = document.calc.la.value * mi / ( 1 - (1/base)) +
  document.calc.at.value / 12 + 
  document.calc.ai.value / 12;
  document.calc.mp.value = floor(dasum);
}
   function toggleDiv(id,flagit) {
if (flagit=="1"){
	if (document.layers) document.layers[''+id+''].visibility = "show"
	else if (document.all) document.all[''+id+''].style.visibility = "visible"
	else if (document.getElementById) document.getElementById(''+id+'').style.visibility = "visible"					}
else
 if (flagit=="0"){
	if (document.layers) document.layers[''+id+''].visibility = "hide"
	else if (document.all) document.all[''+id+''].style.visibility = "hidden"
	else if (document.getElementById) document.getElementById(''+id+'').style.visibility = "hidden"							}
}
//-->